Embarking on a remodel is a rewarding experience, but it is also challenging. There are a variety of permits, licensing, and contracts to wade through. By using a dedicated contractor, such as a design-build remodeler, the guesswork is often taken out of the equation. But what types of insurance should your contractor carry? What happens if a contractor or a subcontractor is hurt working on your house? What if you or a member of your family is hurt or something on your property is damaged by a contractor? Even the most prepared contractor can fall victim to a random accident or an unforeseen event.